Prepaid Funerals

Prepaid funerals offer you and your family peace of mind by ensuring that the financial worries of organising a funeral service have been taken care of.

It also ensures that your funeral service will be conducted exactly as you wish. Australian Pensioner Funerals specialise in prepaid funerals and are experts at supporting families in need.

What are Prepaid Funerals?

Prepaid Funerals are funeral services which are organised and paid for in advance. They are organised in assistance with one of our caring Funeral Directors, who guide each client personally through the process.

Each personal consultant carefully records all specifications and needs, to ensure that each prepaid funeral service reflects their client's needs perfectly.

Some of these specifications could include your preferences regarding the location of the service, a preferred celebrant or clergy member, the choice of cremation or burial, flower arrangements, music and so on.

How Do Prepaid Funeral Plans Work?

At Australian Pensioner Funerals, our prepaid funerals are fixed price and protected against inflation. This means that once a Prepaid Funeral Agreement is in place, there is no more pay, even if the service isn't required for another 50 years.

After finalising cemetery fees, GST (as required) and the establishment fee, the remainder of the funeral costs are placed into a Government Guaranteed Funeral Bond (in your name). This ensures that the money spent on funeral costs will go towards exactly what is decided in the Prepaid Funeral Agreement and is protected against inflation. As an extra protection, the bond is unable to be accessed without a full death certificate, as stated in the Prepaid Funeral Act (2009).

With these protections in place, you can ensure that your wishes will be carried out exactly as you desire, and your loved ones are free from the financial burden of a funeral service.

Advantages of Prepaid Funerals

Prepaid funeral plans allow you to:

  • Take control: You can decide exactly how you would like your memorial service to be carried out, down to the finest detail, if you wish.
  • Have peace of mind: Prepaid funerals ensure that your wishes will be carried out in a dignified and meaningful way, as specified on our Prepaid Funeral Agreement.
  • Eases the burden: Pre-paying and pre-planning your funeral provides assurance that you can protect your family from the emotional strain and financial burden of organising a service.
  • Protects pensions: The money invested in a Prepaid Funeral Bond does not affect your pension and is not subject to asset testing, nor does it affect deeming.
  • Future proof: A Prepaid Funeral Arrangement includes protection from inflation and ensures that the funeral costs paid are all that is required. All funeral benefits and assistance are still available to your family.
  • Security: Pre-paying your funeral offers security and peace of mind on your investment, as your money is held by an independent Government-regulated body.

If you would like more information on pre-arranged or prepaid funerals, please contact our friendly staff any-time, day or night on (03) 9419 0004.